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Credit card, student loans, car payments. Web nerdwallet recommends the 50/30/20 budget, which suggests that 50% of your income goes toward needs, 30% toward wants and 20% toward savings and debt repayment. The 50/30/20 budget in a nutshell. The savings and debts category is meant for setting money aside for the future and paying off any loans or debts owed.
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